All of your information is transmitted to us securely using SSL. SSL encrypts all of your personal information, including credit card number, name, and address, so it cannot be read as it travels over the Internet.

If fraudulent charges are made to your credit card, you are protected by the Fair Credit Billing Act. This Act states that your bank cannot hold you liable for more than $50 of fraudulent charges made to your credit card. If fraudulent charges are made to your credit card and your bank does hold you liable for any or all of this $50, Memories will cover the entire liability for you, up to the full $50. Memories will cover this liability only if the unauthorized use of your credit card resulted through no fault of your own from purchases made at Memories while using the secure server. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

The security of your on-line business transactions is one of our greatest concerns. Memories guarantees that your shopping experience will be safe and worry-free. You may transmit your personal and credit card information on our web site with peace of mind and trust in us.